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My Approach

I take pride in putting the needs of my clients first in all of my dealings. Every client is treated with the highest professionalism and respect. With this in mind, I work with each of my clients to learn about their specific issue and then find the best solution for them. As a result, each of my clients emerges as a winner, receiving the best goods at the most reasonable price. As a result, it’s a win-win situation for everyone.

Why Me ?

Every lender has their own set of products as well as their own set of tight requirements for acceptance. They will be limited to only offering you items and solutions that are unique to them, such as the MAX LTV, Interest Rate, and Debt Serviceability Covenants, among others. They might not be able to offer you the best solution or rates for all of your requirements. However, I am well-versed in the competence and understanding of most financial institutions, and I am well-versed in their product offerings. As a result, I am able to give you with a variety of options from multiple lenders and find a solution that best suits your needs. 

Kapil The Mortgage Agent

I’ll represent you in negotiations. Many consumers are unsure or uneasy when it comes to directly discussing mortgages with their bank. Even if you already have a relationship with your branch, SMF handles millions of dollars in transactions each year with a diverse group of lenders, allowing us to maintain excellent lender relationships. I can utilise that relationship to your advantage when negotiating your mortgage, ensuring that you get the best rates and conditions possible.

I’ll also make sure you obtain the finest prices and terms possible. Even if your bank or another financial institution has already pre-approved you for a mortgage, you are not obligated to stop looking! I can look into it for you to see if there is another option that would better fit your needs. Click Here to explore different mortgage servics offered by me.

Expertise

I'll provide you unbiased expert advise about your financial options. Because I am not bound to any one lender or product, I can provide you with mortgage options that are tailored to your individual circumstances.

SAVE YOU TIME WITH ONE-STOP SHOPPING

Rather than wasting your time meeting with multiple mortgage lenders, I can quickly limit down the list of lenders who can assist you fulfil your financial objectives. I'll make comparison shopping quick, simple, and convenient for you.

NO CHARGE TO YOU

On conventional residential mortgage transactions, there is no price for my services. When we recommend solid clients to a financial institution, mortgage brokers, like many other professional services such as insurance, are paid a finder's fee.