A Guide to Buying your first home
Entering the world of home (or condo) renovation requires you to be mentally and emotionally prepared as well as financially. Especially if it is a complete gut renovation or tear down. Even minor renovations, however, can cause stress for a homeowner and possibly their family. We see it all the time: cost overruns, time delays, and poor workmanship, to name a few examples. Living in your space while renovating can be difficult, but there aren’t many clients I’ve seen who are dissatisfied with the end result.
There were some very upset clients, some with marriages on the line – no lie. Essentially, home renovation and construction should not be taken lightly.
What I’m getting at is that before embarking on any type of renovation, make sure you’re mentally and financially prepared to see it through. I assure you that the end result will be far more satisfying.
Applying to dozens of lenders on your own is not only time-consuming, but it can also result in a lower credit score. Here’s why: every time you apply to a lender, your credit is checked. If you conduct too many credit checks in a short period of time, your credit score may suffer. A broker typically only needs to pull your credit score once, which helps to protect your credit score.
Please do not hesitate to contact me if you have any questions or concerns about renovation or construction financing.
In negotiations, I’ll represent you. When it comes to discussing mortgages with their bank, many customers are unsure or uneasy. Even if you have an existing relationship with your branch, I can use that relationship to your advantage when negotiating your mortgage, ensuring that you get the best rates and terms possible. Call me right now for a free, no obligation consultation.
Call +1 (431) 999-8485
FSRA Licence No : 12727
Mortgage Licence No: M21000951
I always aim to exceed customer expectations and provide creative solutions to meet any kind of demand.
-> Purchase
-> Refinancing
-> Renewal
-> 2nd & 3rd Mortgage
-> Debt Consolidation